Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.

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Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.

Disclosures

In accordance with the Equal Credit Opportunity Act, GFS Home Loans does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer's income derives from a public assistance program; or any other basis prohibited by law.

IN TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE THE DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION (DEPARTMENT) EVALUATES OUR PERFORMANCE IN MEETING THE FINANCIAL SERVICES NEEDS OF THIS COMMUNITY, INCLUDING THE NEEDS OF LOW-INCOME TO MODERATE-INCOME HOUSEHOLDS. THE DEPARTMENT TAKES THIS EVALUATION INTO ACCOUNT WHEN DECIDING ON CERTAIN APPLICATIONS SUBMITTED BY US FOR APPROVAL BY THE DEPARTMENT. YOUR INVOLVEMENT IS ENCOURAGED. YOU MAY OBTAIN A COPY OF OUR EVALUATION. YOU MAY ALSO SUBMIT SIGNED, WRITTEN COMMENTS ABOUT OUR PERFORMANCE IN MEETING COMMUNITY FINANCIAL SERVICES NEEDS TO THE DEPARTMENT.


Licenses

GFS Home Loans is licensed by:

  • Alabama -   AL - Right Start Mortgage, Inc.. – Consumer Credit Licensee – License # 23424
  • Arizona -    AZ - Right Start Mortgage, Inc. – Mortgage Banker Licensee – License # 0905721
  • California -   CA - Right Start Mortgage, Inc. – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License # 413 1234
  • Colorado -  Right Start Mortgage, Inc. – Mortgage Company Registration
  • Florida -   FL - Right Start Mortgage, Inc. – Mortgage Lender/Servicer Licensee – License # MLD2485
  • Georgia -   GA - Georgia Residential Mortgage Licensee; Mortgage Lender License – License # 35960
  • Idaho -   ID - Right Start Mortgage, Inc. – Mortgage Broker/Lender License – License #MBL-2080035960
  • Indiana -  Lender License Number 66891
  • Iowa -  Lender License number 2024-0161
  • Kansas -   KS - Right Start Mortgage, Inc. – Kansas Mortgage Company License # MC.0026690
  • Kentucky -  Mortgage Company Licensee – License # MC829663
  • Louisiana -   LA - Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans – Residential Mortgage Lending Licensee
  • Mississippi -   MS - Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans, 10496 Katy Freeway, Suite 250, Houston, Texas 77043 – Mortgage Lender License # 35960
  • Montana - Mortgage Lender  License Number 35960
  • Nebraska -  Nebraska Mortgage Banker License
  • New Mexico -  NM - Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans –Mortgage Loan Company License
  • Ohio -   OH - Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans – Mortgage Lending Act Certificate Registration Law #RM.805107.000
  • Oklahoma -  Right Start Mortgage, Inc. – Mortgage Lender Licensee – License # ML016118; GFS Home Loans License #ML016195
  • Oregon -  Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans – Mortgage Lending Licensee – License # ML-1434
  • South Carolina -  Right Start Mortgage, Inc. DBA GFS Home Loans – NMLS # 35960– Mortgage Lender / Servicer License #MLS35960; GFS Home Loans License #MLS35960 OTN#1
  • Tennessee -   Mortgage License – License #35960
  • Texas - Texas-SML  Mortgage Banker Registration
  • Washington -  Right Start Mortgage, Inc. DBA GFS Home Loans DBA Providence Home Loans - Consumer Loan Company License # CL-35960 – www.nmlsconsumeraccess.org